Cra examination manual

The Supervision and Examination Manual is our guide for examiners to use in overseeing companies that provide consumer financial products or services. The manual describes how we supervise and examine these companies and gives our examiners direction on how to assess compliance with federal consumer financial laws.  · Exam Procedures. In this section you will be provided with an overview of the CRA Examination Procedures. Actual examination procedures for the FRS, FDIC, OCC and OTS are included below. Available Formats: Small Institutions PDF File | MS Word. Intermediate Small Institutions PDF File | MS Word. Large Institutions PDF File | MS Word.  · Examiner's Guide. The NCUA Examiner’s Guide is a resource for use in the supervision of credit unions. The guide is specifically addressed to examiners, and assists in the scoping process, on- and off-site supervision contacts, and more. The guidance provided in the guide may not necessarily be appropriate for every situation.

e. If the entity is subject to the Community Reinvestment Act (CRA), review the most recent CRA Public Evaluation (PE), and summarize any information related to fair lending risk. The CRA PE generally is available on the prudential regulator's website and in the entity's public file. (R5, R9) [Clicktype] f. FFIEC software, verify the accuracy of the CRA data aggregation. 3. For consumer loan data, the decision would not be whether to require resubmission but if the data collected and maintained are used as part of the CRA examination. If a bank elects to have consumer lending data considered during its CRA examination. Community Reinvestment Act (CRA) Examinations About CRA. The Community Reinvestment Act, or CRA, is both a state and federal law that encourages banks to meet the credit needs of all communities, including low and moderate-income areas. New York State is one of only a small number of states with its own CRA. New York CRA largely mirrors the.

The Consumer Compliance Examination Manual is a primary resource and reference tool for FDIC compliance examination staff to use in support of conducting Consumer Compliance and Community Reinvestment Act examinations and other supervisory activities. The Manual incorporates examination policies, procedures, and guidance and is available on the FDIC website as a resource for FDIC staff, bankers, and other members of the public. The Supervision and Examination Manual is our guide for examiners to use in overseeing companies that provide consumer financial products or services. The manual describes how we supervise and examine these companies and gives our examiners direction on how to assess compliance with federal consumer financial laws. The Commercial Bank Examination Manual presents examination objectives and procedures that Federal Reserve System examiners follow in evaluating the safety and soundness of state member banks. Intended as guidance for planning and conducting bank examinations.